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The Fed Rate Decision is looming, with the market closely watching its implications for long-term interest rates.
BlockBeats News, December 11th, recently the mortgage rate has fallen slightly, but the trend is not stable. The Federal Reserve does not directly control the mortgage rate through the federal funds rate. The mainstream 30-year fixed mortgage rate usually follows the 10-year U.S. Treasury yield, which is influenced by market expectations of the future economic outlook and monetary policy.
This means that the mortgage rate sometimes does not sync with the Fed's interest rate cut or decision to keep short-term rates unchanged. For example, when the Fed cut interest rates in September, the market uncertainty about future rate cuts actually pushed up mortgage rates. The outcome of this meeting may not necessarily replicate a similar situation, but its result may still disrupt the 10-year Treasury yield and indirectly affect the mortgage rate.
Whether investors, potential homebuyers, or homeowners, they are all highly concerned about the mortgage rate. However, the current changes in the mortgage rate may not be as critical to the overall housing market trend as the next few months. Part of the reason is that it is currently the year-end holiday season, where homebuyers are usually more focused on purchasing gifts rather than properties. The housing market's seasonally slow period typically extends throughout the holiday season until gradually warming up at the beginning of the new year. (Wallstreet CN)
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WEEX P2P update: Country/region restrictions for ad posting
To improve ad security and matching accuracy, WEEX P2P now allows advertisers to restrict who can trade with their ads based on country or region. Advertisers can select preferred counterparty locations for a safer, smoother trading experience.
I. Overview
When publishing P2P ads, advertisers can now set the following:
Allow only counterparties from selected countries or regions to trade with your ads.
With this feature, you can:
Target specific user groups more precisely.Reduce cross-region trading risks.Improve order matching quality.
II. Applicable scenarios
The following are some common scenarios:
Restrict payment methods: Limit orders to users in your country using supported local banks or wallets.Risk control: Avoid trading with users from high-risk regions.Operational strategy: Tailor ads to specific markets.
III. How to get started
On the ad posting page, find "Trading requirements":
Select "Trade with users from selected countries or regions only".Then select the countries or regions to add to the allowlist.Use the search box to quickly find a country or region.Once your settings are complete, submit the ad to apply the restrictions.
When an advertiser enables the "Country/Region Restriction" feature, users who do not meet the criteria will be blocked when placing an order and will see the following prompt:
If you encounter this issue when placing an order as a regular user, try the following solutions.
Choose another ad: Select ads that do not restrict your country/region, or ads that allow users from your location.Show local ads only: Prioritize ads available in the same country as your identity verification.
IV. Benefits
Compared with ads without country/region restrictions, this feature provides the following improvements.
Aspect
Improvement
Trading security
Reduces abnormal orders and fraud risk
Conversion efficiency
Matches ads with more relevant users
Order completion rate
Reduces failures caused by incompatible payment methods
V. FAQ
Q1: Why are some users not able to place orders on my ad?
A1: Their country or region may not be included in your allowlist.
Q2: Can I select multiple countries or regions when setting the restriction?
A2: Yes, multiple selections are supported.
Q3: Can I edit my published ads?
A3: Yes. You can edit your ad in the "My Ads" list. Changes will take effect immediately after saving.
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